POLICY REVIEW

A fresh look at the next policy term.

Use renewal as an opportunity to catch changes and ask better questions.

Put the old and new terms side by side

Check limits, deductibles, listed drivers, endorsements and exclusions. Make a note of unfamiliar wording or missing information.

Read beyond the headline premium

Consider instalments, disclosed fees and changes to discounts. Compare costs over the same time period.

Bring your circumstances up to date

Changes to your address, household, vehicles or work can matter. Share relevant changes with the party servicing the policy.

Confirm the transition

If switching, obtain confirmation of replacement coverage and its start date first. Then discuss cancellation requirements with your existing provider.

Actual coverage is governed by the policy and its endorsements. Limits, exclusions and eligibility vary. An enquiry does not activate insurance.

MAKE ROOM FOR YOUR QUESTIONS

Start your next decision
with a conversation.

Call Insurance Smart Broker at (888) 337-1438.