Describe the operation
The activity, driving radius, cargo and types of trips can matter. A service vehicle, delivery vehicle and passenger vehicle may present different exposures.
COMMERCIAL AUTO
When the road is part of your work.
Describe how your business uses vehicles so the right questions get asked.
Identify ownership and drivers
Discuss owned, hired or employee-used vehicles and who operates them. Ask how each situation would be treated under the proposed policy.
Match requirements to the documents
If a contract requires certain limits or proof of insurance, show the actual requirement to the provider. Do not assume a general quote satisfies it.
Review costs and restrictions together
Compare liability limits, physical damage, deductibles and any operating restrictions before assessing the premium.
Actual coverage is governed by the policy and its endorsements. Limits, exclusions and eligibility vary. An enquiry does not activate insurance.
MAKE ROOM FOR YOUR QUESTIONS
Start your next decision
with a conversation.
Call Insurance Smart Broker at (888) 337-1438.