Start with the drivers and the use
Household drivers, commuting, vehicle storage and delivery or rideshare use may affect the protection you need. Describe the actual circumstances, not just the vehicle.
AUTO INSURANCE
For the miles that make up your life.
Understand the different parts of a vehicle policy before comparing a premium.
Separate your liability from your vehicle
Liability can respond to covered damage or injuries involving others. Collision and comprehensive may protect your own vehicle against different types of covered events.
Look closely at optional benefits
Rental reimbursement, roadside assistance and other benefits may not be automatic. Check whether they are included and what limits or exclusions apply.
Line up comparable terms
Read quotes using the same coverage limits and deductibles. A price comparison means less when the underlying protection changes.
Actual coverage is governed by the policy and its endorsements. Limits, exclusions and eligibility vary. An enquiry does not activate insurance.
MAKE ROOM FOR YOUR QUESTIONS
Start your next decision
with a conversation.
Call Insurance Smart Broker at (888) 337-1438.